Money Order Western Union
Last Updated on October 27, 2021
Western Union cash money order
When cash or a check just won’t cut it, a Western Union money order is the ideal solution. Money orders from Western Union are a dependable and convenient alternative to cash or cheques. They may be used for everything from giving gifts to making purchases and even paying bills.
Money orders from Western Union are similar to cash in that they’re prepaid and non-refundable. You may want to purchase one or more money orders for gifts or special purchases when paying with cash won’t cut it. Plus, you get extra security because of the traceability nature of a money order transaction.
Western Union cash money order cost. Money order Western Union fee.
The fee to send money domestically within the United States using Western Union varies on the amount you’re sending, your payment method, and how you want to deliver your cash. … The most you can send in a single day is $5,000, with the greatest cost we’ve seen is $237.
You may use any PAYOMATIC store to send a money order. The fee for amounts between $0.01 and $1000 is $2.99. A single money order can carry a maximum of $1000 in funds.
The cost of a Western Union money order is generally lower than that of an equivalent bank-issued money order, and the fees are clearly listed in advance. Money orders can be purchased in amounts ranging from $1 to $1000 (or any other currency equivalent). They may then be delivered securely to your home or office via regular mail or picked up at any Western Union location worldwide. To purchase a money order or to locate the nearest representative, simply follow these easy steps:
- Visit westernunion.com/moneyorders
- Call 1-800-325-6000
- Enter location information or choose a city for a list of local representatives.
Your next step is to visit one of our convenient locations and complete the order form in person. Please note that you must be at least 16 years old to purchase a Western Union money order, and there are limits on how much you may write any one person’s name on an envelope or package (prohibitions vary by region). Additionally, some countries may not allow the use of Western Union money orders. To find out if payment by Western Union is permitted in your region, please contact your local customs office. For more information about where to buy a Western Union money order, including a list of eligible countries and other restrictions, please visit our “Where to Buy” page.
You can use your credit card, debit card, or bank account to purchase a money order from Western Union. You must be 18 years of age or older and have proper identification and banking information available when you buy a money order, as well as know the exact amount of the money order and any additional fees you may incur. If you choose to pay with your bank account or debit card, the processing time will vary depending on which service option you select. A fee is applicable for each transaction. All fees are displayed during the purchase process before finalizing your transaction.
Money order Western Union: How to fill out?
Money orders are a quick, secure way to send money. You can use them to give as gifts, make purchases, and even pay bills if you choose. Deposits may be made via banks, certain retail outlets, and Western Union agent offices around the world.
It may be a pain to fill out a money order correctly, but it is not difficult. It’s not difficult to fill out a money order accurately; all you have to do is pay attention to the details. Learn how to properly fill out a money order by reading through the easy instructions below if you’re having difficulties doing so for the first time.
What is required to complete a money order?
A money order is similar to a check in terms of the information needed. The most significant distinction is that money orders must be prepaid. When you buy a money order, the cash is taken out of your account straight away rather than when the receiver cashes your cheque. Here are the things you’ll need to fill out a money order:
- Your name
- Where you live (your address)
- How much you are paying for
- How to pay
Tip: Some money transfer organizations may not need a reason for payment, but it’s a good idea to have one on hand just in case.
Filling out a money order western union (step-by-step)
When you get the money order from the agent, it should look like this. Each crucial part will be labeled so you know where to put your information. Here’s how to fill out a money order correctly.
- Write the payee’s name in the “PAY TO THE ORDER OF” field. Make sure you use the proper spelling and information. Once processed, no changes may be made. If the payee’s name is incorrect, delays will occur, possibly leading to late payments. When filling out any money order, particularly if it’s your first time.
- Fill in the blanks on the buyer form with your information. You are the buyer. This is where you should include your name, whether it says “From,” “Sender,” “Remitter,” or “Purchaser.” Western Union Money Orders require your address and complete name, while others may only need a field for your name. In many cases, the label on the top of the money order may include this information, but it’s also helpful to know before you get in line.
- Make sure to sign the front of the money order. Do not sign the back of the money order. The recipient will sign the rear of the payment when it is cashed. Some money orders include a space for a note or memo to explain why you’re paying them. While this isn’t necessary for processing your payment, keeping track of it may. Consider investing in tracking information if you’re sending a money order by mail.
- Keep the money order receipt. Your money order will include a detachable receipt for your records. This is not only your proof of purchase, but it also contains transfer information so you can see when the funds are delivered by the recipient. If you believe that your money order has been lost, misplaced, or stolen, inform the vendor immediately.
Cash a money order Western Union
Where to cash money order Western Union?
You may be able to cash your money order at banks and other retailers (grocery stores, check-cashing locations or other stores where you’ve been able to cash checks in the past). You can also cash a money order Western Union at Western Union Money Transfer locations.
There are terms and conditions, limitations, and restrictions that may apply to the cashing of a money order. To further discuss your options, contact your financial institution or retailer for additional information.
Is there any fee for cashing out a Money Order?
This depends on the amount of your payment and whether you are an account holder with Western Union or not. If you meet certain qualifications, there may be no fee for cashing your money order through a Western Union agent.
In some circumstances, the bank or retailer may charge you to cash your money order. You may also be able to deposit the money order into your bank account.
How to cash money order Western Union?
How to cash money order Western Union? Cashing a Western Union Money Order is only available with the help of another person. You may also need to pay that individual for their service (for example, if they are picking up your money order and mailing it back to you).
You can send a recipient the information he needs to pick up his money order through Western Union’s MyWU® service via your computer or mobile device, by text message through WU ConnectSM service, or through an automated voice response system — and even request that your recipient receive a notification at certain points.
How long does it take for a money order to clear?
A bank may take three business days or more to process and make funds available after the deposit is received. Some banks will make funds available on the same day as long as your payment arrives before 3:00 PM local time. For example, if you live in Los Angeles but send money orders from New York, the bank will likely credit your account on the day of deposit. However, you can’t withdraw cash until three business days after the funds are available.
Call Western Union for more information about their money order process. You may be able to find more details on their website as well.
Money Order Western Union limit
What is the Western Union money order limit? For Payomatic, Western Union offers money orders up to $1,000 USD. You can purchase multiple money orders totaling $1,000 or less at any given time. Note: If you are purchasing a $500 money order and another $500 money order on the same day, you may only send over one transaction for review before payment is released. This means that if your request for two separate transactions of $500 each takes more than four minutes to process, your total will be charged as one amount of $1000.
Othewise, in general terms, the maximum payout amount is $2000 USD. If your payment is more than $2000, it’s broken down into multiple smaller payments. Western Union can’t deal with identical amounts on the same day, so if you have a payout of $4000 or more, only $2000 may be processed per day.
Other terms and conditions apply; ask about them when you apply for an account or contact Western Union’s Customer Service Department for more information.
How does Western Union Money Order work?
When you need to send money quickly, Western Union’s money transfer service is the way to go. Get cash in minutes for over 350,000 locations worldwide! Just registered with Western Union Money Transfer online? Here’s how it all works:
You can access your money any time with their website or easy-to-use app.
Choose the receiver’s country and city, enter an amount you want to send, and submit your request.
It takes just three steps to get started transferring money with Western Union: choose your option (online or through our mobile app), select how much you want to send and where you want to pick up your cash. If you use one of our branches, they’ll even give you a receipt.
Once your request for a money transfer is accepted, the receiver can pick up the cash in minutes. Our agent locations are open 24 hours, seven days a week!
You get convenient access to real-time quotes with our website or mobile app anytime, anywhere. You can see an estimated amount of how much your transaction will cost before submitting the request and get confirmation that your payment arrived at its destination after it’s picked up.
How to track Money Order Western Union
You may track your money order by logging into the Western Union website and viewing your transaction history. You will need to enter your MTCN or Transaction ID as well as a form of identification such as a Social Security number, passport number, or driver’s license number.
What is Western Union MTCN (Money Transfer Control Number)?
The Money Transfer Control Number (MTCN) is a nine-digit number that the sender receives when they pay for their money order. It can be found on your receipt or at the top of your money order. The recipient will need to provide this code so they can receive funds.
For more information, you may call Western Union’s customer service line at 1-800-325-6000.
What is a money order?
A money order is a payment method for sending funds through the mail, made from a post office or other issuer, and payable to a specific person. The funds are guaranteed by the issuing institution up to the value of the order. In some cases, you can write a personal check or cashier’s check as payment instead of using a money order.
Money orders vs. cashier’s checks: Are they secure?
Yes! Money orders and cashier checks have security features that allow banks to prevent fraud and transfer funds more safely than if you sent someone your debit card number or bank account information alone. Unlike a personal check, these types of payments must be cashed or deposited by the recipient.
Like a personal check, money orders and cashier’s checks can be used to pay bills and other expenses — only instead of receiving payment from someone you know personally, you receive an official payment that requires verification. (You can also receive part or full payment via wire transfer.)
How to cancel Money Order Western Union?
If you realize that you’ve made a mistake when filling out the payee information, don’t worry. In most cases, you can cancel a money order before it is cashed. To check if an individual has deposited a money order, contact their bank directly. If this is not possible due to privacy concerns, you can try calling Western Union at 1-800-999-9660 option 2 about canceling the payment.
Western Union customer service is available 24 hours a day, 7 days a week. To access their assistance online, you can visit the Western Union Help page and choose from one of several options that align with your question or concern.
Where to cash Money Order Walmart?
Walmart locations will complete transactions for all major brand money orders including American Express, Diners Club International, Discover Network, Visa & MasterCard branded types. Pay close attention to processing fees as they vary by retailer. To find out more about this process or if you have any questions, contact them directly at 1-800-WALMART (925-6278). You can also view our table above to compare pricing between retailers in your area.
Money Order vs Cash App (where to buy money order?)
Of course, there are always other choices like the Square Cash / Cash app which is not to be confused with Google Wallet/Google Pay Send! We are talking about where to buy money orders.
Cash app is a peer-to-peer payments system launched in 2011 by Square, Inc., which allows users to transfer money using an email address or phone number. The service charges no fees for transfers under $1,000 between US bank accounts but incurs a 3% fee for all amounts sent outside the United States—and an additional 1% fee per foreign transaction.
Square Cash began as a trial run of the payment app in December 2013 before it was released officially to all U.S. customers on January 24, 2014. However, unlike some other services that allow individuals to transfer funds by entering their financial information manually (i.e., Western Union), Square Cash uses only information that is already connected to your credit or debit card—allowing for quick, easy transfers.
Western Union Alternatives
- MoneyGram – $4.99-$10. More if sent outside the US
- Western Union – $5-$20 depending on location sent. At an agent location will be less than sending via “Quick Collect”
- USPS – whatever it costs you to mail a letter. We’re pretty sure it’s pennies, but who knows. Just do it.